Cita Plus Personal

The loan caters for all your personal financing needs – medical, education, house renovation, holiday etc. Customers can apply for loan, sign agreement and get disbursement without having to personally walk into our premises. It is a convenient and time-efficient way to attain loans.


Cita Plus Personal Loan Calculator

Check Your Loan
Interest & Repayment

Key in Loan Amount (RM5,000 - RM100,000)
Select Loan Tenure/Duration (1 year - 5 year)
Key In your Gross Monthly Income

Loan Detail Summary*

Principal Sum

0 Months
Interest Rate
Total Interest
Monthly Payment

Other Charges
(Stamping Duty 0.5%)
RM 50.00

*Total monthly income includes basic salary + allowances + incentive + bonus. The final approved Interest Rate is subject to our approval criteria

  • Malaysian citizen only. 
  • 18 years old until 60 years old.
  • Minimum gross income of RM2,500 is required.
  • Minimum loan is RM5,000 with maximum RM100,000.
Source of Income 
Documents Required
Fixed Income Earner
  • NRIC Copy (Front & Back)
  • Latest Salary Slip (1 month) or
  • Latest EPF Statement
Variable Income Earner

Non Commission based

  • NRIC Copy (Front & Back)
  • Latest Salary Slip (3 month) or
  • Latest EPF Statement

Commission based

  • NRIC Copy (Front & Back)
  • Latest EPF Statement or
  • Latest Commission Statement (6 months)
Source of Income Documents Required
  • NRIC Copy (Front & Back)
  • Company Business Registration Cert (ROC & ROB) & any of the supporting document below:

    - Latest Company Principle Current Account Statement (6 months) or
    - Latest updated Bank Saving Account Passbook / Bank Statement or
    - Latest updated BE/E Form & Tax Payment Receipt

Stamp Duty

  • As per the Stamp Act 1949 (Revised 1989)
  •   Maximum 18% per annum